MoneyTap -Credit Loan Payments 4.7.0

MoneyTap -Credit Loan Payments 4.7.0

Freo - Smarter, Better, Bigger Banking – Freeware – Android
out of 362324 votes
Latest Version
4.7.0
Safe to install
VERY GOOD User Rating

MoneyTap is a credit and instant personal loan application available in India. Users can enjoy instant approvals for credit up to ₹5,00,000 and only pay interest on the amount withdrawn from their balance.

With MoneyTap, users can conveniently pay bills such as rent payments, security deposits, and down-payments. The interest rates start from as low as 12%, payable on the borrowed loan amount from the approved credit limit.

This service is exclusively available for salaried employees with a minimum monthly salary of ₹30,000. MoneyTap prides itself on offering flexible credit services that can act as an advance salary.

Key features that distinguish MoneyTap as a leading instant personal loan app in India include:

  • Borrow any amount starting from ₹3,000 up to ₹5 Lakh from your approved Credit Limit
  • Pay interest solely on the utilized amount
  • Instant personal loans without risks
  • Fully digital and paperless experience
  • Choose flexible EMIs and repay later

The loan terms and fees offered by MoneyTap are:

  • Loan Amount: ₹3,000 to ₹5 lakhs
  • Interest Rates: 12% to 36% per annum
  • APR: 10% to 70%
  • EMI Tenures: 3 to 36 months
  • Processing Fees: 0% to 7%
  • One-time Setup Fee: ₹199 to ₹999

In a scenario where a user borrows ₹1,00,000 personal loan for a year at an interest rate of 13% per annum*, the total amount to repay would be ₹1,10,725.

The necessary documents for availing MoneyTap services include the Aadhaar number, identity proof, address proof, and a passport-sized photo or selfie. Users can quickly apply online using their Aadhaar card and e-sign the application for expedited processing.

The process involved in obtaining an instant loan through MoneyTap includes filling in necessary information online, completing KYC verification by submitting documents digitally, and transferring the approved amount to the user's bank account.

MoneyTap is available in over 1200 cities across India and is frequently used for purposes such as phone pe loans, wedding expenses, home renovation loans, and financial transactions like paying rent online.

The app requires SMS and call log permissions for facilitating loan approvals while ensuring user privacy and data protection. These permissions are vital for fraud prevention and lending services.

The lending partners associated with MoneyTap include SMFG India Credit Co. Ltd., Incred Capital Financial Services Pvt Ltd, Kisetsu Saison Finance (India) Private Limited, Cholamandalam Investment and Finance Company, Transactree Technologies Pvt Ltd, Tapstart Capital Pvt Ltd., and RBL Bank Ltd.

Contact: [email protected]

Overview

MoneyTap -Credit Loan Payments is a Freeware software in the category Business developed by Freo - Smarter, Better, Bigger Banking.

The latest version of MoneyTap -Credit Loan Payments is 4.7.0, released on 05/31/2025. It was initially added to our database on 10/03/2024.

MoneyTap -Credit Loan Payments runs on the following operating systems: Android.

Users of MoneyTap -Credit Loan Payments gave it a rating of 4 out of 5 stars.

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